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At its core, digital banking essentially entails the leveraging of technology to deliver banking products. Some believe that digital banking essentially means an online or mobile banking platform but true digital has to go far beyond that.

We touched upon the basics of white label banking in the article "Doing More With Less"  and saw how it delivers powerful tools to service providers to notch up the engagement level with their customers. The concept of white label banking closely synergises with Banking-as-a-Service – a concept explained in exquisite detail here.

If you have ever used a co-branded credit card then you know exactly what white label banking is. White label essentially refers to a product or service that is developed or manufactured by one party and marketed and sold by another. 

The rate of technological development has become exponential. The evidence is all around us.

Following the European Payment Service Directive PSD2, banks need to open their API by the beginning of 2018. How can banks turn this potential threat into an opportunity?

This article introduces Banking-as-a-Platform, a potentially disruptive concept, providing a universal technical interface allowing to connect banks' core banking systems and banking apps from a massive ecosystem of FinTech companies.

This article explores, why it would be best for FinTechs and established banks to collaborate and produce truly remarkable products and services. 

This article looks at the FinTechs' impact on the banking industry.

There is a veritable assault underway on the traditional banking industry.